November 2018

Five Bad Faith Insurance Practices to Watch for After Your Car Accident

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SAN DIEGO, California. Investopedia defines insurance bad faith as any action performed by an insurer that denies its clients the coverage promised under an insurance policy. Bad faith can occur when an insurer refuses to pay a claim that a policy holder is entitled to make. Bad faith can also occur if an insurer delays a legitimate claim or fails to properly investigate a claim. When insurers act in bad faith, victims and families might have the right to pursue a lawsuit against their insurance provider. Huffington Post recently reported that the insurance provider, Aetna was asked to pay $25 million to the family of a woman who was denied access to radiation therapy under her coverage.

damgFive Bad Faith Insurance Practices to Watch for After Your Car Accident
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Ride-Hailing Apps May Be Increasing Number of Deaths on U.S. Roads

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SAN DIEGO, California. Researchers at the University of Chicago investigated whether the presence of ride-hailing applications, like Uber and Lyft, might be leading to more deaths in cities where the applications are in use. While their paper still needs to undergo peer review, preliminary data published suggests that ride-hailing applications could be connected with more accidents. In the past, ride-hailing applications publicized themselves as a safe alternative for people who would otherwise be drinking and driving. While ride-hailing apps can certainly reduce the number of drunk drivers on the road, drunk drivers must utilize the applications in order for there to be a positive effect.

damgRide-Hailing Apps May Be Increasing Number of Deaths on U.S. Roads
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How Much Is Your Accident Case Worth?

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We often get asked this question . A competent attorney will not give you an answer until your condition resolves or until you are permanent and stationary.

There are many factors that come into play when making this determination. One key factor is Liability. Who is a fault. This may require hiring experts to help us with this determination. Such experts may include accident reconstruction experts, biomechanical engineers, human factor experts and others. We also employ an investigator when necessary.

Determining Liability will be a key to setting up your damage claim. An experienced personal injury attorney will be able to effectively evaluate all of the liability evidence in your case.

The second major factor in establishing the value of your claim is evaluating your damages. Several elements of your damage claim include:

– Pain and suffering

– Emotional distress

– Medical bills

– Loss of earnings

– Loss of earning potential

– How your injury has affected your enjoyment of life


The most important thing is for you to get the best medical care available. Once you have completed your medical treatment, we will be finally ready to evaluate the value of your case.

It is very important to ascertain the insurance available in your case. We will evaluate all relevant policies including automobile policies as well as commercial policies and homeowners policies. Sometimes, we can get this information voluntarily and sometimes we need to file a law suit to ascertain this information.

We will evaluate  the type of insurance as well as the policy limits. It is also very important that, before you give any statement to any insurance adjuster, you need to have a qualified attorney assist you in preparing for the statement. Our office will assist you in preparing for the statement and we will be present when the statement is given. Depending upon the situation, we may advise you not to give any statements.  We will assist at every step of the process.

All you need to do is get better and leave the legal hassles to us. Our office will help you get the compensation you deserve. We only handle personal injury cases and we have a wealth of experience handling all kinds of injury cases, including car accidents, motorcycle accidents, premises liability cases, dog bite cases and many others.

There is no substitute for experience when looking for a personal injury attorney. We treat every client with respect and compassion. We know what it is like to go through painful injuries and we try to make the process as easy for you as possible.

Give us a call for a free consultation. Or go to to set up an appointment. It would be our pleasure to assist you.

Please look at our testimonials at or check us out on yelp or google.

Joe SalernoHow Much Is Your Accident Case Worth?
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