I Was Hit by a Car in San Diego and the Insurer Handling the Claim Offered Me a Low Amount? What should I Do?


Before accepting any amount of money from the insurance company for the various damages you suffered, you should consult with a San Diego, CA personal injury attorney who will first assess the value of your damages and compare that amount to what the insurer has offered you.

If you’ve ever heard that insurance companies aren’t your friend, there is some truth to this statement. The fact is, insurance carriers aren’t your friends, they are businesses and all business look to profit. When a claim is filed and an insurer has to pay out for the damages a claimant suffered, many adjusters assigned to handle these claims have been trained to offer amounts that are far lower than what you would expect to receive. Unfortunately, many accident victims are unaware of their legal rights and are often convinced by the adjuster that what they are being offered is, in fact, equitable.

So, what do they do? In most cases, the claimant will accept the settlement payment the insurer offers and relinquish their rights to pursue the company for any additional compensation. What many individuals fail to realize is that once you agree to a settlement offer from an insurer, you are agreeing to their terms which generally state that once you accept the money, you are no longer permitted to pursue the carrier for anything else. So, what happens if you don’t recover from the injuries you thought were minor but instead are now required to seek expensive medical treatment for them? Who is going to pay for these medical expenses and those to follow in the future?

The answer is you.

It is for this very reason that pedestrians who have been hit by a car are encouraged to seek legal advice before making any sort of decision with the party responsible for paying them. Not only will an attorney provide you with an accurate estimate regarding the damages you suffered, but they can also handle your claim, which may result in the insurer wanting to provide you with a fair settlement. The reality is, when a lawyer is added to the mix, insurers are more likely to provide a claimant with a more reasonable settlement as they know what lawyers are capable of should they decide to provide a victim with a low-ball offer instead.

So, if you or a family member were hit by a driver in San Diego, CA and you feel the amount the adjuster offered you seems too low, it probably is, and we recommend you contact our office to speak with CA personal injury lawyer Bruce S. Meth. Not only might we be able to negotiate on your behalf with the adjuster to try and get him or her to increase their settlement offer, but we can assist you in filing a personal injury lawsuit in an attempt to get you more for your damages.

The State of California has set its statute of limitations for personal injury cases at two years. In other words, this is the deadline you have to file a lawsuit in an effort to recover compensation for the damages/losses you suffered. What this timeframe gives you is an opportunity to seek medical treatment for your injuries and obtain a prognosis from your physician. This, in turn, allows you and your attorney to accurately value your damages.

Now, if you would like to receive a free case evaluation, you can contact the Law Offices of Bruce S. Meth to schedule an initial consultation.

You can reach The Law Offices of Bruce S. Meth at:

Phone: (619) 691-8942 or (619)-567-7851

Email: attorneymeth@gmail.com

Mission Valley Office

1761 Hotel Court, Suite 250

San Diego, CA 92108

Website: www.attorneymeth.com

Scripps Ranch Office

11704 Petenwell Road

San Diego, CA 92131

Chula Vista Office

815 Third Ave., Ste. 115

Chula Vista, Ca 91911

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619-691-8942

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Caring, honest accident lawyers are hard to find. After my incident involving an underinsured driver, Bruce Meth worked diligently on my case and achieved a very satisfactory result. Attorney Meth listened to my concerns, clearly explained my options, and kept me informed about progress on my case. I recommend him (five stars!) without reservation.

I met Bruce Meth while working in Property Management and I happened to mention I had been bitten by a dog. Bruce helped me from that point on. Not only was he pleasant and helpful, I am convinced that he was able to get a settlement that was substantial I truly believe no other attorney could have done. Bruce’s office staff kept in touch by email and were helpful in getting information that was needed. I had dealt with other attorneys in the past with auto accidents and I never received the feeling they were taking care of me. Bruce was totally the opposite and I am recommending him highly.

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Communities We Service


  • Chula Vista
  • Carlsbad
  • Coronado
  • Chula Vista
  • El Cajon
  • Mission Valley
  • Escondido
  • East County
  • Eastlake
  • National City
  • North County
  • South Bay
  • San Diego
  • Scripps Ranch
  • Imperial County
  • Southern California
  • Bonita
  • Otay Ranch
  • Imperial Beach
  • Pacific Beach

The Law Offices of Bruce S. Meth have been representing clients in San Diego County since 1982. People who have been seriously injured as a result of someone else’s negligence have found that at our law firm, the client always comes first.

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619-691-8942

NO RECOVERY
NO FEE

Chula Vista Office
815 Third Avenue, Suite 115
Chula Vista, CA 91911
Mission Valley Office
1761 Hotel Court, Suite 250
San Diego, CA 92108